TMS doesn't have one fixed price. What you actually pay depends almost entirely on your insurance plan and where you are in the approval process, which is why we don't quote a flat number upfront and instead verify your specific benefits before your course begins.
Does Insurance Cover TMS Therapy?
Yes. TMS is covered by most major insurance plans, including Aetna, BCBS, Cigna, United Healthcare, Humana, and TRICARE. The typical requirement is documented failure of at least one antidepressant medication first, since TMS is generally positioned as a next step after standard treatment hasn't worked well enough.
What Do Most Patients Actually Pay Per Session?
Once your insurance approves TMS, most patients pay only their normal copay or coinsurance per session, the same way you would for any other covered specialist visit. The exact amount depends entirely on your specific plan's cost-sharing structure, which is why checking your individual benefits matters more than any general price estimate would.
What If I Don't Have Coverage, or Haven't Met Criteria Yet?
We offer self-pay pricing for patients without insurance coverage or who haven't yet documented a failed antidepressant trial. Since self-pay rates and payment options vary, the most accurate way to get a number is to contact us directly or visit our Insurance & Fees page for a personalized estimate.
How Many Sessions Factor Into Total Cost?
A standard TMS course is 36 sessions delivered 5 times a week over 6-9 weeks, each lasting 19-37 minutes. Total out-of-pocket cost is a function of your per-session cost-share multiplied across that course, which is another reason a personalized benefits check matters more than a single "TMS cost" figure.
How to Get Your Personalized TMS Cost Estimate
We offer free benefits verification before you start treatment, so you know your expected out-of-pocket cost before committing to a course. Reach out with your insurance plan details, or schedule a consultation and we'll walk through your specific coverage and cost together.
Learn more about our Deep TMS program, see our full Insurance & Fees page, or request an appointment today.
